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Payoneer Alternatives: 3 Best Prepaid Debit Cards to Apply

Posted: January 13, 2015 at 7:23 am   /   by   /   comments (17)

Payoneer Alternatives might be hundreds in number, but you should get the Best Payoneer Alternatives Prepaid Debit Card in order to shop online, buying web hosting & domains, web templates, amazon products and much more.

Prepaid Debit Cards whether Master Card or Visa, both help consumers while traveling all over the world or spending money via online shopping. Hassle free money uploading, peer-to-peer money exchange and funds receiving get easier when you own such an exclusive prepaid debit card membership.

One of the benefits of having an alternative to Payoneer or prepaid debit visa master card is you can fully control your spending – When you know how much you got in pocket, you can’t exceed the limit, actually it would be declined if you try to exceed… It’s just like having your bank account available to spend money online.

Well, Why Payoneer Alternatives?

I come to know that People search a lot with this search terms on google and discuss on Web and Money Making forums… then I tried to dig in and found out that people without Payoneer account or prepaid master cards normally look for Payoneer Alternatives…

Well, Payoneer isn’t tough to get now…

Just sign up for free and once approved, you’ll get your Payoneer Master Card shipped right away and guess what, you’ll have it in your hands in a month or less… But sometimes people get rejected for a list of reasons…

Or maybe you aren’t actively working on any Affiliate Marketing site like Avangate or freelancing sites like, elance, fiverr or few more, that’s why you don’t have any direct reference to receiving a Payoneer Master Card

If you’re a freelancer, you must know that all major freelancing websites offer freelancers to apply their Payoneer cards once they get eligible to be paid – And, next thing come their way is application process, eligibility and then finally Payoneer prepaid master card in the hands…

But, since you’re reading this article and you’re here, there might be something wrong with your Payoneer experience – I know!

I’ve seen freelancers who lost their Payoneer accounts or some of them didn’t get one because they aren’t still eligible to get paid via freelancing sites… (hopefully, they will someday)…

But, guess what, people need to know about Payoneer Alternatives!

Yes, there are people out there looking and searching for best Payoneer Alternatives to get their prepaid debit cards other than payoneer to start working…

It becomes a hell of a job when you’re unable to pay online via the web – And, you don’t have verified the paypal account and bank issued credit card…

Things happen… Don’t quit your blogging or freelancing… there is always a way!

I’m going to share 3 Best Payoneer Alternatives with you – You’d love to apply to those prepaid debit card companies and you won’t need any tough criteria to get approved… I’ll try to put every possible detail of criteria to assist you in getting your own prepaid mastercard.

 prepaid mastercard card

Payoneer Alternatives: 3 Best Prepaid Debit Cards to Apply


Now I’m going to tell you 3 Prepaid Debit Cards to apply as Payoneer Alternatives – As I discussed you’re unable to get your payoneer card or didn’t qualify for that, so you might want to get an easy and affordable payoneer mastercard alternative, and that’s I’m sharing with you:


1) – Paxum might be the first choice to pick as Payoneer Alternative – It’s easy to get and there isn’t any specific criteria to get elance or freelancer account with paid amount for you – It’s simple, easy to get and affordable to use.

paxum prepaid mastercard

Well, Paxum charges annual fee + every transaction fee which is certainly a minor amount (a percentage of amount) on every transaction, but it doesn’t hurt you much because it helps you a lot – I mean when you got nothing and you suddenly get able to get your master card and pay worldwide where mastercard is acceptable.

It’s a win-win situation. Paxum offers personal and business accounts to the customers according to their need. Both types of account have slightly different fee structure and offering to avail, but fee structure doesn’t vary that much.

Eligibility & Documents

Paxum requires your proper document for proof and verification process. You need to have your passport, National ID Card/Driving License, Utility bills with you. Scan it or use a smartphone to capture pictures of your documents.

Make sure you’ve same and exact spelling on your Paxum Account and all documents in order to avoid any problem and delay.

Money Uploading and Withdrawal

Paxum offers wire transfer, EFT (Bank Account) and Credit Card load options to upload money or add funds to your paxum account. Account balance can be shared with paxum account holders (peer to peer transfer). Paxum gives funds withdrawal option through ATM, Bank wire and EFT (Bank Account).


It almost takes 4 to 6 weeks normally to get your paxum prepaid mastercard after you successfully verify your details with Paxum.

Now I’m going to dig in to share some details with you. What it costs, charges on the transaction and other necessary things you might want to know. I’ve personally found this service quite good. So I’m going to point out few facts about Paxum Prepaid Master Card, but it can be updated/changed without my control, so all you got to do is take a look on the fresh fee structure before applying. 

Annual Charges: $45

Peer-to-Peer transfer: $0.25 (Personal) – $1 (Business)

Loading funds by credit card: 4.95% + $0.50

Loading Funds by wire: $50.00

Funds Withdrawal from Current Account by Wire: $50.00

Monthly maintenance fee: FREE


2) – EcoPayz is another payoneer alternative for Bloggers, Small Businesses, and Webmasters to use worldwide. EcoPayz prepaid debit card might be the lightning rod when you’re unable to get a payoneer mastercard.

prepaid mastercard debit

EcoPayz isn’t a big name like Paxum and Payoneer, but still it can work awesome if you don’t have payoneer – What’s best about EcoPayz is, you can get personal or business account just like paxum for free, and even you can apply for your prepaid mastercard from EcoPayz for free.

Eligibility & Documents

Same document and procedure will be required for EcoPayz. You need to get your passport, National ID Card/Driving License, Utility bills ready. Scan it or use a smartphone to capture pictures of your documents.

Money Uploading/Top-up

EcoPayz provides funds uploading using a credit card/debit card and international bank transfer which takes 1 to 4 days and credit card/debit card funds uploading is quick and just a matter of minutes.


EcoPayz sends prepaid mastercard to your address after account completion and verification. It takes at least 4 weeks to receive the prepaid debit card from EcoPayz. It may take 4 to 6 weeks in some cases.

Annual Charges: 1.50 EUR per month (in case of inactivity for 12 months only)

Peer-to-Peer transfer: 1.5% 

Loading funds by credit card: 2.90%

Loading Funds by Bank Transfer (International): Free

Funds Withdrawal to Bank Account: 5.90-10.00 EUR*

Monthly maintenance fee: FREE



3) – OkPay is another emerging ecommerce solution for B2B and B2C payment processing and transfers. It provides consumers and merchants with services to send, receive, withdraw and add funds to their virtual OkPay accounts.

best prepaid mastercard okpay

It is providing service for customers in more than 200 countries and offers services like ewallet and prepaid mastercard for OkPay account holders to easily shop online where mastercard is acceptable.

One of the best things about OkPay is it provides financial management and shopping cart assistance to various ecommerce platforms like OSCommerce, DigiStore, WHMCS, WordPress Estore, TomatoCart, NopCommerce and more.

OkPay helps freelancers, bloggers, software developers and web designers to get paid easily and spend their money via mastercard solution – Whereas merchants get the chance to enhance their business with digital goods trading and online selling.

Eligibility & Documents

OkPay also requires users to get verified in order to remove limitations on their accounts. Use your passport, National ID Card/Driving License, Utility bills to get verified. You need to use all methods to get fully-verified and those methods are SMS, Address proof, Government issued ID/Passport, Document/Bank Statement.

Peer-to-Peer transfer: 0.5%

Withdrawal Funds fee (wire): 1% + Swift or Express transfer charges (banking fee)

Adding Funds fee: 0% + Swift or Express transfer charges (banking fee)

OkPay Plastic card top-up: $3.00

ATM withdrawal: 2%

Your Part

I’m pretty much sure that you found this article helpful and useful. If you liked this article please share with your Blogger and Freelancer friends – We all should work and grow together, so help your peers and folks. Also, share with your twitter followers and facebook friends. 

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Hassaan Khan

Hassaan Khan is a Blogger and Content Creator. He contributes to various blogs and helps Companies with their Content Strategy development and Content Creation.

Latest posts by Hassaan Khan (see all)

Comments (17)

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  • April 17, 2015 at 2:13 pm sam

    Paxum does no allow adding funds by bank deposit from any 3rd party, like freelancing companies and affiliate programs, it is not a good alternative.
    and : Loading funds by credit card: 4.95% + $0.50
    this is too much comparing to other payment companies.
    Ecopays and Okpay seem better, but we need more info about them.
    Thank you for this article.

    • April 17, 2015 at 6:45 pm Hassaan Khan


      Thanks for reading the post. I’ve probably mentioned the deposit options in the post. I agree that Paxum is bit expensive than others, but it is more or less worth it because you never know what are the circumstances the other person is in… Despite high charges, I prefer paxum due to reliability…

  • October 9, 2015 at 1:20 pm Leonardo Souza

    Great SEO job.

    • October 9, 2015 at 4:38 pm Hassaan Khan

      Thanks. Did you find this article on first page?

  • October 18, 2015 at 2:43 pm Waqass

    Which on of these can be added to paypal for withdrawl?

    • October 18, 2015 at 6:27 pm Hassaan Khan

      Not sure about the withdrawal to the card, but you can link up your PayPal, make your PayPal verified etc. All three should work, especially first two.

  • October 18, 2015 at 5:18 pm Emil Yovchev

    Hi, thanks for the article!
    Can you tell me is some of these cards available to receive funds from my company’s PayPal account?

    • October 18, 2015 at 6:30 pm Hassaan Khan

      Thanks for the comment. I’m not sure about the prepaid card funding from the PayPal account, but yes, there are always a few methods of prepaid card funds addition. However, you can link up your PayPal to your prepaid cards in order to verify your PayPal account.

  • November 7, 2015 at 10:11 am rifky zulian

    Can ecopayz or okpay receive payment from amazon?

    • November 9, 2015 at 11:40 pm Hassaan Khan

      It actually depends on the merchant which use to choose the payout options for users. I don’t think Amazon does this thing.

      • November 28, 2015 at 6:36 pm Steve B

        Thankyou for the was very resouceful.which of these payment options receives direct payment from clickbank?

        • December 9, 2015 at 8:26 pm Hassaan Khan

          Check with the Clickbank payout option.

  • May 23, 2016 at 2:44 pm Rizwan

    Hi Hassan. Thanks for sharing, it help me. But i have question other than topic. How did you make your author box with social profile links and latest post tab?

    • May 24, 2016 at 7:12 pm Hassaan Khan

      Hello Mr. Rizwan, I use a plugin called Fancier Author box. Nowadays, new themes might be offering author box feature in them. Not sure about it. But I’m sure about Fancier Author Box plugin. Good luck.

  • June 6, 2016 at 4:02 pm SHAKEEL

    I am basically looking for payoneer since Amazon accepts fund transfers to payoneer for sellers. Does there any card available which has bank account like payoneer? It’s bank name is Community Federal Savings Bank.

    • June 14, 2016 at 10:40 am Hassaan Khan

      Mr. Shakeel,

      Thank you for your comment. These card-issuing companies do have bank linkages for their operations but I’m not sure what you mean by bank account like Payoneer.

  • July 13, 2016 at 11:10 pm Mehdi

    Hello Hassaan,

    Thank you for writing this article. I’m actually looking for an alternative to PAYONEER for one reason. I already have a Payoneer debit Mastercard since 2014 and I had successfully linked it to my Paypal account but the only problem I’ve faced is that whenever I tried to link my Payoneer US Bank account to Paypal , it is rejected by Paypal ! My question: does any of the alternative banks you provided(or any other online banks) offer a US bank account number as Payoneer does. I really need a US bank acccount. I’m actually living in Tunisia.
    If you could answer me about this issue, it would be a great favor for me Hassaan.